To begin, I am not putting this loss on officiating. No way, shape, or form - having said that, the last 10 seconds was very confusing.
On the last completion, did the official initially rule the clock should have stopped? I thought that he did. I also saw Butch talking to the side judge and I assumed he must have been asking if the clock was dead.
I think it is possible our staff thought the clock was dead. That would explain the loss of 7 seconds and the substitution penalty (if they initially thought they had a full play clock to work with). If the clock had been dead, it could have saved us those 7 seconds and that penalty, as well as given us another down to work with.
It was more than that. I thought the Dobbs fumble should have stopped the clock, though I am no expert on the rules. I also constantly saw the clock start early on first downs and not stop for 2-3 seconds after the whistle on our last drive.
Let me be clear...that is NOT why we lost. But I don't have to like that we got screwed on that last drive, either.