There is no cap. Anybody can give A player any amount of money for any reason, and nobody can do anything about. That is per the constitution.
Interesting. I believe that to be included in this subdivision, a university will have to agree that they will insure that all NIL payments will be handled through the school. Imo, one of the reasons that the NCAA is suggesting this option is as a way to tell Title IX ?well, we tried?.
Personally, I can?t see why any school would think this is a good idea.